Legal Agreements
Terms and condition
Regent FE updates its Terms and Conditions regularly. To ensure you have access to the latest T&Cs we are publishing a link to the PDF here.
All changes to the T&Cs are notified to the main account holder in advance. Please check your email for details.
Customers onboarded in the US, Canada and Eurozone are serviced under the Currencycloud Terms and Conditions outlined below.
For clients based in the UK & Gibraltar - Payment services for Regent Foreign Exchange Limited are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).
For Clients based in the US & Canada - Payment services for Regent Foreign Exchange Limited are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorized in 39 states to transmit money (MSB Registration Number: 31000160311064). Registered Office: 104 5th Avenue, 20th Floor, New York , NY 10011.
For clients based in the EU and Eurozone - Payment services for Regent Foreign Exchange Limited are provided by CurrencyCloud B.V.. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 - 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of a electronic-money institution (Relation Number: R142701).
| Service | Description | Service Provider | Governing Terms of Use |
|---|---|---|---|
| Payment Services | Your Global Account where you can Store and Pay-Out funds | Currencycloud Ltd | Terms of Use (UK-Ltd) |
| Foreign Exchange Service | Your Global Account where you can Convert funds between different currencies | Currencycloud Ltd | |
| EUR Collection Service | Your Collection Service where you can Collect EUR, store, convert and repatriate funds to your own bank account | Currencycloud Ltd | |
| GBP Collection Service | Your Collection Service where you can Collect GBP, store, convert and repatriate funds to your own bank account | Currencycloud Ltd | |
| CAD Collection Service | Your Collection Service where you can Collect CAD, store, convert and repatriate funds to your own bank account | Currencycloud Ltd | |
| SWIFT Collection Service | Your Collection Service where you can Collect funds via SWIFT in multiple currencies, store, convert and repatriate funds to your own account | Currencycloud Ltd | |
| Spark Service | Your international banking experience, where you can integrate international and local clearing into your payments and FX platform | Currencycloud Ltd |
Additional Terms of Use for Clients who are based in the United States and wish to send USD from their US bank account.
| Service | Description | Service Provider | Governing Terms of Use |
|---|---|---|---|
| USD Top-Up Service | Your Top-Up Service that enable you to send USD from the U.S. to your Currencycloud Account | CFSB administered by Currencycloud Inc. | Terms of Use for businesses (CFSB-Inc) |
| USD Top-Up Service | Your Top-Up Service that enable you to send USD from the U.S. to your Currencycloud Account | CFSB administered by Currencycloud Inc. | Terms of Use for consumers (CFSB-Inc) |
Additional Terms of Use for Clients who wish to Collect USD in the United States.
| Service | Description | Service Provider | Governing Terms of Use |
|---|---|---|---|
| USD Collection Service | Your Collection Service where you can Collect USD, store, convert and repatriate funds to your own bank account | Currencycloud Inc. | Terms of Use (US-Inc) |
| Local USD Spark Service | Your international banking experience, where you can integrate international and local clearing into your payments and FX platform | Currencycloud Inc. |
Standard terms of use for customers located in the European economic area
| Service | Description | Service Provider | Governing Terms of Use |
|---|---|---|---|
| Payment Services (EU) | Your Global Account where you can Store and Pay-Out funds | Currencycloud BV | Terms of Use (EU – BV) |
| Foreign Exchange Service (EU) | Your Global Account where you can Convert funds between different currencies | Currencycloud BV |